If you live in regional Australia and you’re thinking about going to uni, you may have questions about how much it costs to go to uni.
This page will take you through the costs of university and some of the financial supports available for students.
Costs of university
The main costs of university are course fees and your living expenses. The exact cost of these will depend on the course you choose, where you study, and whether you can study close to home or need to live away from home while you study.
Most Australian students can defer their university course fees until after they’ve finished studying. This is called a HECS-HELP loan and students gradually pay back this loan once they start working and earning over a certain amount.
Accommodation, meals, transport, textbooks, and entertainment costs are students next biggest cost while studying at university. But don’t worry, there is support available for students to cover these costs!
The Make Your Mark guide to financial help for Rural and Regional students is a great place to start. Click here to check this out.
Moving away from home
As a regional student, you might need to move away from home in order to study at uni. It’s a big thing to move away to study, especially if you are the first in your family to do this, but there are lots of supports available to help you.
The Country Education Foundation’s Accommodation guide is a great starting point. Click here for more info.
The Country Education Foundation website also has tips for finding accommodation and guides to settling into uni life and getting under way with your studies. Check them out at www.cef.org.au.
Financial support for students
You might be eligible for a government allowance while you study (Youth Allowance, AUSTUDY, ABSTUDY) and institutions also offer a range of scholarships (and not just for academic-merit).
The Country Education Foundation’s Scholarships Guide is a great way to find scholarships to apply for. Click here to view the guide.
Regional and remote students may also be eligible for a relocation scholarship – which could mean a payment of over $4,000 in your first year of studying as well as rent assistance, if you’re living indefinitely away from your parent, parents or guardians.
You may also be eligible for a government Fares Allowance which gives you some financial support so you can visit home throughout the year if you’re living away.
Managing your Money
Develop your money managing skills for free with Money Minded. Use the resources here to make your own financial plans and SMART goals for university (Specific, Measurable, Achievable, Realistic, Timed).
Use the Money Minded site to learn more about managing money and making your own budget.
The Country Education Foundation’s Uni Survival Guide covers getting your finances organised and finding part-time work while you’re at uni. Click here to view the guide.
- Info about HECS-HELP loans
- Checking your eligibility for a government allowance to study at uni
- Country Education Foundation’s
- Use the Money Minded site to learn more about managing money and making your own budget